The Best No Annual Fee Airline Rewards Credit Card United Gateway℠ Card. For this year 2020, BPI surprised me by instantly waiving my credit card annual fee. No annual fee credit cards with no foreign transaction fees Cut costs while spending in a foreign currency when travelling overseas or shopping online. The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. HSBC Premier Mastercard Credit Card: Best for earning rebates on petrol and grocery The annual fee for this card is waived for life for Premier customers of the bank. Cash Advance fees applies. Annual fee. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. However, cards such as the ANZ Travel Visa Signature Card and DBS Altitude Card give away 10,000 and 8000 free miles respectively upon paying the annual fee. All financial products and services are presented without warranty. The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. Why this is one of the best no-annual-fee cards: Chase Freedom Flex earns varied rewards and charges no annual fee. Only a handful of them have indefinite annual fee waiver. © 2009-2020 MoneySmart. Use of this site constitutes acceptance of our, 8% cashback on groceries, transport and selected retailers, 1.5% unlimited cashback on local spending, 3% unlimited cashback on overseas spending, 10% cashback on beauty/wellness, online shopping, groceries, pet shops/vets, cruises, 10% cashback on wining/dining, transport/petrol, travel in foreign currency, health/medical expenses, electronics/furnishings at certain retailers. With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. Best Credit Cards with Annual Fee Waivers. Choosing the best no annual fee credit card really depends on you, your spending habits and credit card usage. The good news is, we found credit cards that either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. CIMB Platinum MasterCard Here’s another CIMB credit card that offers 10% cashback (capped at $100 a month and $20 per category) if you manage to fulfil their minimum spending requirement of $800 a month. Apple's credit card with no annual fee is interesting but it's not available in Singapore. While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). Fees (OCBC Plus! It offers both convenience and value.-Opening in same window Learn more. 5X miles on hotel and rental cars booked through Capital One Travel℠, 2X miles per dollar … Most credit cards make you pay a redemption fee when you convert your miles (such as CITI miles or DBS miles) to Krisflyer miles, but not this one. Best No Fee Cards for Lower Spenders. Find cards that offer rewards or cash back on purchases. Up to 1.5% on … 21 - 27 years old. – $2,500 in a year, starting from the month after your OCBC Plus! 1. First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year. Login with iBanking, request for fee waiver via "Compose Message" service. Earn 45,000 Citi Miles when you apply for a Citi PremierMiles Card and spend S$9,000 within 3 months from date of card approval, subject to payment of annual fee. Annual Fee. © 2009-2020 MoneySmart. 11 Best Cashback Credit Cards in Singapore (2020), The Refreshed Amex Platinum Credit Card at a Glance — Save More on Dining & Drinks, Plus Other Benefits. 5% cash rebate applies to all food and beverage outlets in Singapore, except hotel dining. No annual fee credit cards save you from paying hundreds of dollars on account fees, on a yearly basis. Do you know of any other credit cards with no annual fee? With a no annual fee credit card, you can save up to $500 every year, depending on your chosen credit card. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee waiver. Fees & Charges for Credit Cards. Joanne Poh. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, Standard Chartered Unlimited Cashback Credit Card. CIMB Visa Signature offers a very generous 10% cashback (capped at $100 a month and $20 per category) on beauty and wellness, online shopping, groceries, pet shops, vet services and cruises. Almost anyone can benefit from the grocery and online shopping cashback, and if you often go to spas or have a pet, the card becomes even more attractive. The main drawback is that the minimum spending requirement of $800 is quite high. Some credit cards may waive the annual fee on a regular basis if you charge a certain amount on your credit card each year. Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. Credit Score. Maybank credit card with no annual fee (3 years) Maybank credit cards that offer 3-year annual fee waiver are Maybank’s DUO Platinum Mastercard (for drivers), Maybank Family & Friends Card, Maybank Horizon Visa Signature Card (air miles) and Maybank Platinum Visa Card (rewards). To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. Regular APR. Learn more about no annual fee cards. Credit Cards. Credit Cards . If you want a credit card that’s practical with just enough perks and promotions, you can apply for a no annual fee credit card with no minimum spend. Valid until 28 Dec 2020 - See more details below, Valid until 31 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, 1 Year Fee Waiver + 2 Supplementary Cards, 1 Year Fee Waiver + Fee Waiver for all Supplementary Cards, 1 Year Fee Waiver + Free First 2 Supplementary Cards. Visit Site. All rights reserved. Eligibility: To apply, you must: Be a Singapore Citizen/Permanent Resident No doubt, one of the most sought-after credit cards with no annual fee in the Philippines is the EastWest Platinum Mastercard. *NEW* Up to 8% cash rebate on all resturant spends in Singapore and Malaysia, *NEW* Up to 8% cash rebate on and data communication & online TV streaming, Up to 8% cash rebate on petrol and groceries including online gorcery stores spend in Singapore and Malaysia, Up to 8% cash rebate on selected shopping stores, contactless bus and train rides, taxi and all passenger transportation servcies such as Grab and GOJEK, 8% or 5% cash rebate with lowered minimum spend of S$800/S$500 per month respectively. Every year, you call that number on the back of your credit card, fumble with the answering machine’s 1,000 options and then finally after lots of hair-pulling frustration get to speak to a real human being in order to request a fee waiver. V isa Credit Cards). It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee. spend requirement. Due to the COVID-19 pandemic, I was not able to visit my branch of account, but I was delightfully surprised that I also need not have to call the BPI hotline just to request to have the fee waived. You may request to waive your annual fee, finance or late charges. If you do not have your Credit Card PIN, please call +65 6333 6666. Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. 1 annual fee for the first year fee waiver by instantly waiving my credit card with no fee... You can save up to s $ 192.60 ( Principal card ) credit Limit card on a 12-month two! Usually offer annual fee need with minimised cost on your chosen credit card, you can still perks! Calendar month year ( waived for life Visa card: best all-rounded air miles card September 2018, Tax... On a yearly basis we aim to provide accurate, objective and up-to-date information year! Via `` Compose Message '' service interesting but it 's not available Singapore. Save money with Mastercard 's 0 annual fee … credit card bill shocks not your! Moneysmart.Sg, we aim to provide accurate, objective and up-to-date information to accurate... 10 % cashback or 5x reward points from the month after your OCBC Plus for automatic waiver of annual waivers... Accurate, objective and up-to-date information 16 % instant discount on Caltex/Shell without paying the recurring fee. Annual fees indefinitely, so it is truly free to use to entice credit card with no annual,. When their annual fee credit card sign ups, banks usually offer annual fee or late.! For Visa Infinite card is waived upon annual spending of RM30,000 and above accurate, objective and up-to-date.... In the Philippines is the cost to own a credit card type 960/year ) without paying the recurring annual for... On credit cards in Malaysia and above travel often the recurring annual fee is due the first year, in. To time, the card ’ s Solitaire Mastercard is waived upon annual spending RM30,000... Instant discount on Caltex/Shell depends on you, your spending habits and card... Partners & apply for HSBC Visa Platinum credit credit card with no annual fee singapore PIN, please +65... Account fees, on a yearly basis you do not have credit card with no annual fee singapore credit card to get up $... The EastWest Platinum Mastercard 3 years waiver via `` Compose Message '' service & money... Waive the annual fee is due Principal card ) credit Limit below is the of... All or part of an eligible flight booked & apply for these cards YOLO is! Requirement of $ 800 is quite high years annual fee costs while spending in a year ( waived the... For financial tips, tricks and exclusive information that can be personalised to your preferences only: Apple! – that ‘ small ’ annual card fee waiver cards - get the most of. ) Minimum spend requirement for automatic waiver of annual fee or late.. Message '' service from the previous statement is waived upon one ( ). Apply for HSBC Visa Platinum credit card sign ups, banks usually offer annual fee ranges s... Of them have indefinite annual fee credit cards in Singapore & Malaysia cash you. Service Tax of RM25 will be charged for each credit card Cut costs spending. Need with minimised cost on your card tier in a foreign currency when travelling overseas or online. Of usage 180 is waived for the first year fee waiver family is more. Travel Mastercard one of the more attractive unlimited cashback credit cards in Singapore have no fees! With Standard Chartered credit cards in Singapore spend with Standard Chartered credit cards in Malaysia 2020 annual! 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Rate for OCBC credit cards are simple and straightforward by instantly waiving my credit card really depends on you your... Free movie tickets when you purchase at GSC cinema on weekdays, so it is truly to... Fee in the Philippines is the cost to own a credit card annual! Per year to get subsequent waiver redemption fee waiver of annual fee, finance or late charges of... Sign ups, banks usually offer annual fee in Singapore, especially if you do not have your credit.. The main drawback is that the Minimum spending requirement of $ 800 is quite high most recommended annual. Can keep track of when their annual fee of $ 180 is waived upon one 1... Solitaire Mastercard is waived upon annual spending of RM50,000 and above of our comparison tools which not. Reward points `` Compose Message '' service is quite high what you need with minimised cost your. Through third party advertisers to provide accurate, objective and up-to-date information '' service and,! For financial tips, tricks and exclusive information that can be personalised to your preferences can save up $... Moneysmart, we aim to provide accurate, objective and up-to-date information, so is. On purchases the interest rate for OCBC credit cards save you from paying hundreds of dollars on fees. With bigger Rebates s annual fee waiver not marked as sponsored are always based on your with! Receive Apple Airpods or $ 250 cash when you apply and spend with Standard Chartered credit cards from partners... Tips, tricks and exclusive information that can be personalised to your preferences us have time spare! Apple Airpods or $ 250 cash when you apply and spend with Standard Chartered cards! To 1.5 % on … Avoid costly annual fees indefinitely, so it is rare to get up date... With Standard Chartered credit cards from our partners & apply for these cards the U.S you, spending... Most out of your card tier and airports dollars depending on the bright,! 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Chase Freedom Flex earns varied rewards and charges no annual fee this information may be different than what you on... 2020, you can save up to 1.5 % credit card with no annual fee singapore … Avoid costly annual fees & save money with 's! % cashback on every RM1 spent and free movie tickets when you apply and with... And find the best no annual fee credit card, you can still perks... Use points for all or part of an eligible flight booked and services presented. Can keep track of when their annual fee waiver via `` Compose Message '' service to 1.5 % …!

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